Learn and Plan — Money Management

Midland National's tips and guides on money management

Learn and Plan Featured Blog
Money Management

Planning for life insurance during financial uncertainty

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Annuities
Money Management
Home and Health
Retirement Planning
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Financial Literacy

Good debt vs. bad debt: What you need to know

Debt is often thought of in a negative way, but not all debt is created equal. In fact, some forms of debt can be a useful tool for achieving long-term financial goals, such as buying a home, investing in education, or growing a business.
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Reading Time : 5 minutes

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Planning for life insurance during financial uncertainty

While it may seem like an unnecessary expense when money is tight, there are budget-friendly life insurance policies that can offer affordable coverage options and valuable financial protection without breaking the bank.
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Reading Time : 4 minutes

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Easy steps to start a college fund for your kids

When exploring options for funding higher education, there are numerous strategies available. Let’s take a closer look at some of the college savings options for children.
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Reading Time : 5 minutes

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How you can prepare for the impact of inflation in retirement

Planning for retirement can feel like a challenging task, especially during times of economic uncertainty or when the impact of inflation is on the rise. However, these concerns don’t have to derail your financial goals.
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Reading Time : 5 minutes

Your mid-year money check-up: A step-by-step guide

Conducting a mid-year financial check-up can provide a chance to complete a personal finance review, assess progress, and determine if any adjustments might be needed.
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Reading Time : 4 minutes

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Post-college money management

For a smoother transition from student to full-time employee, here are several tips you can follow now to help create a brighter financial future.
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Reading Time : 5 minutes

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How to improve financial literacy

Without the knowledge to make informed decisions, it might become challenging to prepare for emergencies, save for future goals, or secure a comfortable retirement.
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Financial moves to make before you graduate college

Before you earn your diploma, there are several financial moves you can make now to help get started on the right foot after college.
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Reading Time : 5 minutes

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Financial planning tips for millennials

During this stage of life, it’s important to set both short and long-term financial goals and develop a solid saving strategy for boosting financial freedom.
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Reading Time : 5 minutes

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Understanding compound interest

Compound interest is a tool for growing savings and building wealth. Because various options exist, understanding how compound interest works could be helpful for choosing the right account to match your goals and maximize savings growth.
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Reading Time : 5 minutes

A couple take a romantic walk together for Valentine's Day

How to celebrate Valentine’s Day at home affordably

From homemade gifts to free experiences, celebrating on a budget can be just as special—if not more so—than splurging on expensive dinners or extravagant presents. Here are some simple and affordable ideas to make this Valentine’s Day one to remember.
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Reading Time : 4 minutes

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Financially adapting to change with a new administration

Understanding the potential policy changes, staying informed about economic forecasts, and reassessing personal financial goals can be helpful steps in potentially protecting and optimizing your financial health.
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Reading Time : 5 minutes

A woman grins boradly while accepting an offer for a new job.

Getting your finances in order after a new job

With a potentially new paycheck, company benefits, and insurance policies to coordinate, here are some helpful tips for organizing your finances after a career change.
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Reading Time : 5 minutes

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6 tips to make good on your financial resolutions for the New Year

Most of us make financial resolutions for the New Year, such as saving more or paying off debt or school loans. But following through on these promises can be a lot harder than making them.
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Reading Time : 4 minutes

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Wealth transfer planning 101

While it may be difficult to think about a time when one won’t be around to offer support, having a wealth transfer plan in place can help provide for your family.
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Reading Time : 5 minutes

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Factors that can influence financial decisions

In today’s fast-paced world, people are confronted with a variety of external factors that can significantly influence their financial decisions. From family expectations to the constant stream of information on social media, things are more complicated than ever.
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Reading Time : 6 minutes

A multi-generation family get together for the holidays.

How to talk about money with family

To openly communicate about money in a positive and productive way, here are some tips to help break the ice and make financial discussions go smoothly.
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Reading Time : 6 minutes

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How to save money on holiday travel

Whether visiting family or vacationing in a warmer destination, proactive money management can help relieve some pressure and allow for a more relaxed and festive experience.
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Reading Time : 4 minutes