Our Privacy NoticeMidland National Life is committed to protecting the confidentiality and security of your personal non-public information. We want you to know how we collect, use and protect this important information.
Why We Need Personal Information From YouWe need to collect personal non-public information from you in order to provide you insurance products and services.
Personal Information We CollectPersonal information that we may collect about you includes your name, address, age, Social Security number, financial and credit history, health, employment, hobbies and similar matters. We will maintain physical and electronic safeguards to protect that information.
Examples of Sources We Use to Collect Personal InformationMost of the information we collect about you comes from you on the completed application for insurance or claim form. We may also obtain information from third parties which may include the Medical Information Bureau, paramedical examiners, agents, employers, other insurers, healthcare providers and consumer reporting agencies.
How We Use and Disclose Your Personal InformationWe limit the collection and use of personal information to the extent required to issue and service your policy or claim. We will not share personal information outside of Midland National or our affiliates for any purpose other than for the underwriting or administration of your policy or for marketing additional products of Midland National or our affiliates, unless the disclosure has been authorized by you or is permitted or required by law or applicable regulatory body. Your personal information may be disclosed to other entities that provide business services to us related to our transactions with you, such as reinsurers or third party administrators, if any. Whenever we retain other organizations to provide support services on behalf of Midland National, we will require them to protect your personal information. We may disclose your personal information if required or permitted by law, a government agency or court order.
How We Protect Your Personal InformationWe will protect all of your personal information and we will restrict access to your personal information by maintaining physical, electronic and procedural safeguards. We will restrict access to your personal information and only allow disclosures to persons who must use it to provide insurance products and services to you.
ATTN: Compliance Department
4350 Westown Parkway
West Des Moines, IA 50266
We reserve the right to modify this notice.