Plan your financial future with confidence.

How do you protect against life’s uncertainties?

Markets flux, priorities shift, and global events can alter life as we know it. How do you plan for the future when the present is ever changing?

We believe you shouldn’t have to fear the unexpected, which is why we’re here to help you plan.

Man and a women sitting outside

Protect and grow your retirement savings with an annuity

Chart illustrating one in four people have nothing saved for retirement

One in four Americans over 50 have absolutely nothing saved for retirement1

Fixed index annuities can help create a foundation of conservative growth, and are a valuable piece of a financial strategy.

Learn about annuities

Women holding a dog

Plan for the future with life insurance

Chart showing that 50% of Americans don’t own a life insurance policy

49% of Americans don’t own a life insurance policy2

Life insurance can provide funds when you or your family needs it most: after a loss, in retirement, or in the event of a qualifying illness. In short, it can do more than you'd expect.

Learn about life insurance


 

Be confident about your future and feel good about your financial decisions.

Midland National has helped protect financial futures for over 100 years. Here’s what we can do for you:

Offer life insurance and
annuity products to meet
your needs

Connect you with a
financial professional who
can help guide you in your
financial strategy

Deliver on our
commitment to help
safeguard you and your
loved ones

Learn and Plan: Resources to help you navigate life’s challenges

A retired couple canoe down a river together.

Annuity basics 101: How do annuities work?

Reading Time: 5 minutes

Whether it’s understanding the annuity rate of return, payout structures, or the role of timing, exploring annuity basics is crucial for anyone considering this financial tool as part of their long-term strategy.

Read the blog
A young mom cheerfully holds her son while they play in the park.

Life insurance riders explained

Reading Time: 5 minutes

Since everyone’s needs are unique, policies can often be customized with life insurance riders to add extra coverage or benefits.

Read the blog
Two retirees take a selfie while sightseeing at the ocean.

Retirement planning: annuities or certificates of deposit

Reading Time: 6 minutes

Here’s a closer look at the advantages of annuities and CDs, the key differences between the two, and how to determine which one may be a good match for personal retirement goals.

Read the blog

Discover more

 

 

Midland National Leaf

Midland National is built on our history, our culture, and our financial strength:

A+

Rated "SUPERIOR" by A.M. Best3

Rated "STRONG" by S&P Global Ratings4

Rated "STABLE" by Fitch Ratings5

 

Learn about Midland National

Embrace the uncertainties of the future without fear.

Talk with your financial professional today.

Don’t have a financial professional?

We can connect you.

Find one today

 

The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

1.  Financial Security Trends Survey, AARP https://press.aarp.org/2024-4-24-New-AARP-Survey-1-in-5-Americans-Ages-50-Have-No-Retirement-Savings
2. 2024 Insurance Barometer Study, Life Happens and Life Insurance Marketing and Research Association (LIMRA).
3. A+ (Superior) rated by A.M. Best since 1980. A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance and ability to meet its obligations to policyholders. A+ is the second highest rating out of 15 categories and was affirmed for Midland National Life Insurance Company as part of Sammons Financial Group on August 13, 2024. For the latest rating, access ambest.com.
4. S&P Global Ratings awarded its "A+" (Strong) rating for insurer financial strength on February 26, 2009 and affirmed on May 15, 2025 to Midland National Life Insurance Company as a member of Sammons® Financial Group, Inc. The "A+" (Strong) rating is the fifth highest out of 22 available ratings as a member of Sammons® Financial Group, Inc. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Rating shown reflect the opinion of the rating agency and are not implied warranties of the company’s ability to meet its financial obligations.
5. A+ (Stable) Rated by Fitch Ratings. Fitch Ratings, a global leader in financial information services and credit ratings, on June 26, 2024, assigned an Insurer Financial Strength rating of A+ Stable for Midland National. This rating is the fifth highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, read the Fitch Ratings report.

Life Happens is a nonprofit organization dedicated to helping consumers take personal responsibility through ownership of life insurance and related products. Life Happens does not endorse any insurance product or agent.

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