Learn and Plan

Midland National's financial tips and guides

Learn and Plan Featured Blog
Learn and Plan

How do required minimum distributions (RMDs) work with annuities?

All Topics
Annuities
Money Management
Home and Health
Retirement Planning
Life Insurance
Financial Literacy
A father teaches his young son how to bike on an open road

Choosing the right life insurance policy

Selecting life insurance that fits your needs may require some homework, but understanding the different types of life insurance is a good place to start.
Read More

Reading Time : 6 minutes

A retired couple go on a walk outside in the park.

How do required minimum distributions (RMDs) work with annuities?

Let’s break down how RMDs work for in-plan annuities, share some tips for staying on track with your withdrawals and then share actionable, strategic ideas to help you make the most of your RMDs.
Read More

Reading Time : 5 minutes

A woman looks forward solemnly

Planning for life insurance during financial uncertainty

While it may seem like an unnecessary expense when money is tight, there are budget-friendly life insurance policies that can offer affordable coverage options and valuable financial protection without breaking the bank.
Read More

Reading Time : 4 minutes

A mother wraps her arm around her young teenage son

Easy steps to start a college fund for your kids

When exploring options for funding higher education, there are numerous strategies available. Let’s take a closer look at some of the college savings options for children.
Read More

Reading Time : 5 minutes

A grandmother embraces her young granddaughter

How term life insurance conversion works

In the early stages of life, a term life insurance policy may be sufficient for many individuals’ needs. However, as life circumstances change. For those in this position, a possible option may be converting a term life insurance policy to permanent coverage.
Read More

Reading Time : 5 minutes

An retired couple walk together holding yoga mats.

How you can prepare for the impact of inflation in retirement

Planning for retirement can feel like a challenging task, especially during times of economic uncertainty or when the impact of inflation is on the rise. However, these concerns don’t have to derail your financial goals.
Read More

Reading Time : 5 minutes

A man sits on a bench while writing in his notebook.

Retirement planning 101: Master the basics for a fulfilling future

You may want to consider these planning for retirement tips—from determining your timeline to learning how to save for retirement—and set yourself up for a more comfortable retirement.
Read More

Reading Time : 6 minutes

A grandmother embraces her daughter and granddaughter.

The role of life insurance in planning for retirement

When developing a retirement income plan, there are many strategies that can help grow savings and create income for the future. One option that may not immediately come to mind is applying for and purchasing a permanent life insurance policy.
Read More

Reading Time : 5 minutes

A retirement-aged couple walk together in a park.

Should married couples retire together?

Here are several factors to consider as you plan for retirement and decide if you’ll cross the work-life finish line together.
Read More

Reading Time : 5 minutes

A retirement-aged woman plants in her garden

The beauty of guaranteed lifetime income with a fixed index annuity

One effective way to help provide guaranteed lifetime income is by incorporating a fixed index annuity into your retirement plan.
Read More

Reading Time : 6 minutes

Your mid-year money check-up: A step-by-step guide

Conducting a mid-year financial check-up can provide a chance to complete a personal finance review, assess progress, and determine if any adjustments might be needed.
Read More

Reading Time : 4 minutes

A grandfather shows his young grandson a newly grown tomato

What type of annuity is right for me?

Creating a retirement plan is now more critical than ever. Including an annuity as part of your overall financial strategy can help you grow and protect your retirement savings while providing income for the future.
Read More

Reading Time : 6 minutes