Learn and plan

Nine questions to consider when buying an annuity

Living comfortably as a retiree is a top priority for many workers as they save and strategize for the future. When creating a retirement income plan, you have many opportunities to build your savings and ensure you have the money you need for planned and unexpected expenses. One of these opportunities is an annuity.

Helping deal with financial stress

With economic uncertainty, rising inflation rates, and increased cost of living and it’s not surprising that many individuals are worrying about their finances. Knowing what to look out for can help prevent stress levels from getting out of control and can allow you to take action to help relieve financial strain and support your overall mental well-being.

Can I get life insurance as an immigrant?

Life insurance can be a valuable part of a sound financial plan and can help replace a wage earner’s income, cover final expenses, and offer financial support during a very challenging time. If you’ve recently moved to the U.S., whether temporarily or permanently, and are wondering if you’re able to purchase life insurance, there are a few things to keep in mind.

New regulations and how they might affect your retirement plan

In December 2022, Congress passed an end-of-year spending bill that included the SECURE Act 2.0 to help to strengthen retirement readiness and help more people financially prepare for the future. Here are some highlights to be aware of and how new regulations could affect your retirement plan.

Dealing with grief after a loss: how life insurance can help

Coping with a loss is often paired with trying to establish a new normal and finding a way to carry on after someone is gone. Along with the emotional stress, a loss can also be very financially overwhelming, especially if there is no plan in place to cover expenses and day-to-day bills.

When is your cost of living too high?

With inflation continuing to break records and reach 40-year highs, the value of the dollar isn’t going nearly as far as it used to. Many households are being forced to reevaluate their budgets and find ways to cut back spending to keep up with the rising cost of everyday items.

Getting your finances in order after a new job

With a potentially new paycheck, company benefits, and insurance policies to coordinate, here are some helpful tips for organizing your finances after a career change.

Short-term financial goals you can complete in January

Goal setting is important, it just may take changing up your approach and choosing short-term, attainable goals to keep you motivated to the finish line. Here are some actions you can take in January to improve your financial life and set a positive, inspiring tone for the rest of the year. 

Financial wellness tips to form good money habits in the New Year

Financial wellness plays an important role in our overall well-being because the more in control we feel of our money and financial situation, oftentimes the more empowered we feel about being able to reach our goals and live our life to the fullest.

Helpful reminders on end-of-year charitable giving

During the season of giving and goodwill, many people make donations to charity. Nearly one-third of annual donations happen in December, often inspired by the holiday season, year-end bonuses, and potential tax write-offs.

Year-end retirement planning checklist

Before the end of the year arrives, you may want to check in on your finances, including taking steps that can help maximize your retirement savings for down the road. Creating a sound retirement plan can be instrumental in closing potential savings gaps, aligning your income and expenses, and meeting your financial goals for the future.

Practicing gratitude to help improve your financial health

As we enter a season focused on thankfulness, here’s how gratitude can help with your financial wellness and ways to incorporate it into your daily life.

Top 5 budgeting tips to help you avoid overspending during the holidays

By setting some ground rules for yourself and creating a holiday budget, you can help prevent overspending and can celebrate the season without the increased stress and worry. Here are five tips to help you budget for holiday spending.

Ways you can protect your financial information from cyber threats

A cyber attack occurs every 39 seconds, affecting one in three Americans every year, and due to the rise in cybercrime in 2021, there were nearly 850,000 reports of financial losses. Here are tips to help you keep your information safe.

What you should know before filing your Free Application for Federal Student Aid (FAFSA)

To apply for federal student aid, the current or prospective student will need to complete the Free Application for Federal Student Aid (FAFSA). Let’s take a closer look at the FAFSA and tips and tricks to simplify the student aid application process.