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Buyer's Guides

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The National Association of Insurance Commissioners, provides information on the various types of annuities and features including Fixed Deferred Annuities and Fixed Index Annuities. Please review by your state or residence.

NOTE: Effective March 2016, Wisconsin will require a new Buyer's Guide. This change means Wisconsin will no longer have a state-specific Buyer's Guide. Wisconsin agents: if you have the current state-specific Buyer's Guide in your supplies, please transition now to the standard Buyer's Guide for Deferred Annuities - 2013.

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Buyer's Guide for Fixed Index Annuities:
(all states except: AK, AL, CO, FL, GA, HI, IA, ID, KY, ME, MO, NC, NJ, NV, OH, OK, RI, SC, TX, UT, WI, WV)

Buyer's Guide for Fixed Deferred Annuities:
(all states except: AK, AL, CO, FL, GA, HI, IA, ID, KY, ME, MO, NC, NJ, NV, OH, OK, RI, SC, TX, UT, VT, WI, WV)

Buyer's Guide for Deferred Annuities - Combined 2013:
(only in: AL, CO, FL, GA, HI, IA, ID, ME, MO, NC, NJ, NV, OH, OK, RI, SC, TX UT, WI, WV)

Buyer's Guide for Deferred Annuities - Fixed 2013: (AK & ID)

Buyer's Guide for Annuities: (KY)

Buyer's Guide for Fixed Index Annuities: (VT)

Buyer's Guide for Fixed Deferred Annuities: (VT)