Two retirees take a selfie while sightseeing at the ocean.
Annuities

Retirement planning: annuities or certificates of deposit

Learn and Plan — Annuities

Midland National's tips and guides for annuities

All Topics
Annuities
Money Management
Home and Health
Retirement Planning
Life Insurance
Financial Literacy
Two retirees take a selfie while sightseeing at the ocean.

Retirement planning: annuities or certificates of deposit

Here’s a closer look at the advantages of annuities and CDs, the key differences between the two, and how to determine which one may be a good match for personal retirement goals.
Read More

Reading Time : 6 minutes

A mother holds her toddler and baby

Understanding compound interest

Compound interest is a tool for growing savings and building wealth. Because various options exist, understanding how compound interest works could be helpful for choosing the right account to match your goals and maximize savings growth.
Read More

Reading Time : 5 minutes

A mother in a cat costumer carves a pumpkin with her child in a bat costume.

Top financial fears and how to overcome them

Just as Halloween invites us to face the spooky and strange, our financial fears can often lurk in the shadows, causing stress and sleepless nights.
Read More

Reading Time : 5 minutes

A middle-aged woman looks at her laptop

Fixed index annuities and sequence of returns

When it comes to sustaining retirement income, people often place importance on the average rate of return. However, what might be more impactful is not the average return, but the order of returns.
Read More

Reading Time : 4 minutes

A man spending time with his dog outdoors

How to choose an index crediting strategy

There is no “best” crediting method or index since each performs differently in various market scenarios, but understanding each option can help you make an educated decision on the crediting strategy that is most suitable for your needs.
Read More

Reading Time : 6 minutes

Grandparents spending time with their grandchildren

Essential financial terms to know: common annuity and life insurance terminology

Here are common annuity and life insurance terms and how to better understand these products’ role in an individual’s financial plan.
Read More

Reading Time : 5 min

A retirement-aged couple embrace while looking at the sunset.

The beauty of guaranteed lifetime income with a fixed index annuity

Creating a diverse retirement income strategy is vital to help ensure retirees have enough money to last throughout their entire life. One solution that can make this guaranteed lifetime income is a fixed index annuity.
Read More

Reading Time : 6 minutes

A grandfather teaches his daughter how to play guitar.

Financially plan for your retirement income

To ensure you have enough saved up to enjoy all of these activities, be sure to create a retirement plan that outlines the income you need to cover both planned and unexpected expenses.
Read More

Reading Time : 4 minutes

A retired couple go on a run outside in the park.

What are Required Minimum Distribution (RMDs,) and how do they affect you?

Tax deferrals that most IRAs, retirement and profit-sharing plans are afforded don’t last forever. Whether you’re ready for retirement income or not, IRS rules require that you start drawing down your savings from certain types of accounts when you reach a certain age.
Read More

Reading Time : 4 minutes

A senior man and wife hike together

Midland National annuity myth busting: answering your annuity questions

Annuities are often misunderstood. Many people may find them difficult to understand and navigate these insurance products due to misinformation, rumors, and myths. As a result, many individuals are put off from the idea of purchasing an annuity.
Read More

Reading Time : 3 minutes

A grandfather shows his young grandson a newly grown tomato

What type of annuity is right for me?

Creating a retirement plan is now more critical than ever. Including an annuity as part of your overall financial strategy can help you grow and protect your retirement savings while providing income for the future.
Read More

Reading Time : 6 minutes

mid 50s couple hiking California hills

How FIAs are equipped to face a bear market

FIAs offer the opportunity for tax-deferred growth, and many give you the option to generate guaranteed, lifetime income within the same product while protecting your premium from market volatility.
Read More

Reading Time : 5 minutes