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Why choose Midland National?
The answer is in the numbers.

With over 110 years of business under our belt, Midland National’s continued financial strength is the result of our:

  • Conservative and disciplined investment approach
  • Private ownership structure
  • Commitment to doing what’s right for Midland National distribution partners and policyowners


In the end, what’s good for you, is good for Midland National.

Doing the right thing for you is simply good business. By putting Midland National policyowners first and focusing on the long-term rather than the short-term, we’ve been able to establish a strong, enduring company that Midland National policyowners can trust.



Speaking of Midland National policyowners…

We currently have:

  • 1 million Midland National life insurance policies and annuity contracts in the books
  • Paid over $516 million in Midland National life insurance death claims in 2017


Midland National is privately owned and customer focused.

As a privately owned company, Midland National is not subject to the short-term earnings pressures that publicly held companies often face. Midland National plans to perpetuate itself for hundreds of years, not the next quarter or the next fiscal year. At Midland National we focus on the long term. We focus on you.


High ratings for financial strength.

Independent agency ratings provide a vital picture of an insurer’s ability to keep its commitments to you, the customer. These ratings are based on financial strength, operating performance, and ability to meet our obligations to Midland National policyowners and contract holders. Our consistent high ratings show that with Midland National, you aren’t just buying a product, you’re buying a commitment to you and your family.


To learn more about our strength and stability, read our brochure.


With a track record like this, you can have confidence in doing business with Midland National.


Contact your financial professional to get started.

Don’t have a financial professional?



Discover more about Midland National.


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The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its obligations to policyholders. A+ is the second-highest rating out of 15 categories and was affirmed for Midland National Life Insurance Company as part of Sammons Financial Group on August 7, 2019. For the latest rating, access ambest.com

S&P Global Ratings awarded its “A+” (Strong) rating for insurer financial strength on February 26, 2009 and affirmed on August 14, 2019 to Midland National Life Insurance Company, as part of Sammons Financial Group. The “A+” (Strong) rating is the fifth-highest out of 22 available ratings.

Fitch Ratings, a global leader in financial information services and credit ratings, on April 9, 2020, assigned an Insurer Financial Strength rating of A+ Stable for Midland National. This rating is the fifth-highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, read the Fitch Ratings report.

Midland National has been a BBB Accredited Business since 01/30/2017. The BBB has determined that Midland National Life Insurance Company meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints.


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985MW 4-19