Rollover resources: Client-friendly IRS rollover chart

Man and women walking in a forest

Do you know consumers who are trusting their retirement savings to their former employer?

“Rollover” is one of those terms that gets used enough in the retirement world that most people of working age have heard it. Your clients probably have an idea how they work, and may have even completed one or two in their life.

The Internal Revenue Service (IRS) has provided guidance on the types of accounts that allow clients to maintain the tax-deferred status of their retirement savings and those that could trigger a tax payment and potential penalty if they’re under 59 1/2 years old.

This client-friendly IRS rollover chart can be paired with our client rollover guide (link below), to help your clients understand their options.

Related Links

Consumer guide to understanding rollovers

This guide to rollovers is intended to walk through the considerations your clients may want to make before deciding if a rollover to a Midland National annuity might be a good fit for them. It also provides an overview of a simple, three-step process they may want to use to start moving their money today.

Rollover resources: Why an annuity may meet rollover needs

This client-friendly flyer can be paired with our client rollover guide, to help your clients understand how an annuity may meet their rollover needs.


The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

Insurance products issued by Midland National® Life Insurance Company, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials for further details, specific features/options, and limitations by product and state.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

33674Y     |     PRT 7-6-21