Learn and plan

From money management basics to complex retirement planning, we've got resources to help you navigate life's challenges.

Content with Learn and Plan Categories Annuities .

A grandmother puts her hand on a glass door to say hello to her grandchild for safety

4 ways the pandemic has changed financial planning

Fri, 13 Nov 2020 | Reading Time: 6 minutes
Annuities Planning for Retirement

To learn more about the changing landscape, Midland National recently surveyed hundreds of individuals about how COVID-19 has impacted their finances. Nearly half of the respondents agreed that the pandemic has influenced the way they manage money and how they save for retirement.

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A young black woman wearing a mask waves during her webinar meeting

Ways to help keep financially focused during the pandemic

Mon, 12 Oct 2020 | Reading Time: 5 minutes
Annuities Budgeting & Debt Management

Whether or not you’ve been affected by COVID-19, it’s important to have a focused plan for your finances. Today’s uncertainty could very well impact your life and your financial security. Here are some ways to help effectively manage your finances during the pandemic.

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A senior man and wife hike together
Annuities

Annuities are often misunderstood. Many people may find them difficult to understand and navigate these insurance products due to misinformation, rumors, and myths. As a result, many individuals are put off from the idea of purchasing an annuity.

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grandmother giving granddaughter piggyback ride

What are RMDs and how do they affect you?

Thu, 11 Jun 2020 | Reading Time: 4 minutes
Annuities Planning for Retirement

Tax deferrals that most IRAs, retirement and profit-sharing plans are afforded don’t last forever. Whether you’re ready for retirement income or not, IRS rules require that you start drawing down your savings from certain types of accounts when you reach a certain age.

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mid 50s couple hiking California hills

How FIAs are equipped to face a bear market

Mon, 08 Jun 2020 | Reading Time: 5 minutes
Annuities

FIAs offer the opportunity for tax-deferred growth, and many give you the option to generate guaranteed, lifetime income within the same product while protecting your premium from market volatility.

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late 50s couple discuss fixed annuities over coffee

Fixed index annuities and sequence of returns

Sun, 31 May 2020 | Reading Time: 4 minutes
Annuities

One of the concerns facing retirement income may be the sequence of returns. Market losses that occur during retirement can have a lasting impact on retirement funds. When it comes to sustaining retirement income, people often place importance on the average rate of return. However, what might be more impactful is not the average return, but the order of returns.

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