How retirement planning differs among the sexes

Man and women looking at a sheet of paper

The 2020 Midland National Gen-to-Gen Retirement Study looked into the saving, spending and communication habits of men and women across four generations, covering everyone from age 18-55+.

In exploring differences among the generations, we spotted several areas where men and women were answering questions in notably different ways. Explore key learnings such as how men and women grade their retirement efforts, their confidence in reaching their retirement goals, and comfort with financial risk.

Take a closer look at key insights, including:

  • How men and women grade their retirement planning
  • Their confidence in meeting their retirement goals
  • Retirement advice they’ve given and received
  • How cross-generational relationships differ among the sexes
  • Expectations of receiving/leaving an inheritance
  • Their involvement in parents’ retirement planning

Related Links

Consumers surprisingly mum on retirement planning

The 2020 Midland National Gen-to-Gen Retirement Study looked into the saving, spending and communication habits of four generations covering everyone from age 18-55+. Explore key learnings such as how consumers across each generation have the same retirement fears, and repeat the same financial and retirement mistakes.

How consumers view financial professionals

In this installment of generational research – Gen-to-Gen – consumers share their thoughts on working with financial professionals for retirement and financial planning. Learn how long they’re staying with their financial professional, how closely they choose to work together in retirement planning, and what keeps them coming back each year.

Addressing the stigma of legacy discussions

It is becoming increasingly important for families to have end-of-life and legacy planning discussions to ensure transparency and a smooth transition. In our groundbreaking Gen-to-Gen research study, 39% of our respondents said their parents have never discussed their end-of-life plans with them. We sought to uncover why there’s so much lack of communication around this important topic.

Exploring factors in retirement confidence

In this installment of our generational research – Gen-to-Gen - we asked the hard questions about retirement confidence. We’ll take a look at 1) How consumers view their current retirement preparedness, 2) Some of the factors that influence how consumers feel about retirement, and 3) How to help forge the path for consumers to face retirement with confidence.

COVID-19 and retirement

Clients may be feeling the effects both in their day-to-day personal financial picture as well as in their planning for the future. We surveyed hundreds of consumers about how COVID-19 impacted their finances and we are ready to share what we learned.


The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

Insurance products issued by Midland National® Life Insurance Company, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials for further details, specific features/options, and limitations by product and state.

33666Y     |     PRT 7-6-21