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All Midland National's tax-deferred annuities and life insurance products are backed by the financial strength of our investment portfolio, which emphasizes high-quality bonds that provide safety, liquidity, and competitive interest rates. For almost 30 years, we have consistently earned high ratings from the rating company A.M. Best. These ratings are based on our financial strength, operating performance, and ability to meet obligations to our policyowners and contract holders.

Midland National consistently earns high ratings:

A+ (Superior) from A.M. Best1,2
A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance, and ability to meet its obligations to contract holders. (A+ is the second highest out of 15 categories.)

A+ (Strong) Rating from Standard & Poor's2,3 Standard & Poor's Corporation is an independent, third-party rating firm that rates on the basis of financial strength. Midland National's A+ rating is fifth out of 22 categories.

Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company's ability to meet its financial obligations. The above ratings apply to Midland National's financial strength and claims paying ability. These ratings do not apply to the safety or performance of the variable separate accounts which will fluctuate in value.

2013 Ward's 50 Top Performing Life & Health Insurer4 Midland National is part of the 2013 Ward's 50 group of top performing life and health insurance companies. Midland National is recognized for achieving outstanding financial results in the areas of safety, consistency and performance over a five year period (2008-2012).


1. A.M. Best rating affirmed on May 30, 2014. For the latest rating, access www.ambest.com

2. Awarded to Midland National as part of Sammons Financial Group, which consists of Midland National Life Insurance Company and North American Company for Life and Health Insurance®.

3. Standard & Poor's rating assigned February 26, 2009 and affirmed on May 15, 2014.

4. The Ward's 50 Benchmark Group placement is derived from an in-depth analysis completed by the Ward Group, a Cincinnati-based management consulting firm specializing in the insurance industry.