Issued by Midland National® Life Insurance Company

Are you striking the right balance in your retirement planning?

With an ever-changing market, rising inflation, and increasing lifespans, finding the right mix of growth potential and asset protection has become more important than ever.

For consumers who are trying to build retirement savings amid market volatility, it takes balancing risk safely between asset growth potential and protection. And how comfortable a consumer is with market-related risk can certainly vary.

No matter where you fall on the risk spectrum, a financial professional can help ensure your retirement portfolio matches both your goals and comfort level.al professional can help ensure your retirement portfolio matches both your goals and comfort level.

Use the calculator below to determine your current balance with risk.

Step 1:

Set your ideal 'no market risk' percentage

Enter your ideal percentage of retirement savings with no market risk:

Step 2:

Enter your 'no market risk' assets

Enter the value for each of the following financial product categories.

Cash/cash alternatives

CDs

Fixed Annuities

Fixed Index Annuities

Other No Risk

Step 3:

Enter your 'market risk' assets

Enter the value for each of the following financial product categories.

Bonds

Mutual Funds

Stocks

Variable Annuities

Other Risk

Your Results:

Total:

No market risk total:

Exposed to market risk total:

Risk Breakdown

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Risk:{{ totalRiskPercent | precentRound}}

Category Breakdown

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CD:{{ cdPercent | precentRound}}

Fixed Annuities:{{ fixedAnnuitiesPercent | precentRound}}

Fixed Index Annuities:{{ fixedIndexAnnuitiesPercent | precentRound}}

Other No Risk:{{ otherNoRiskPercent | precentRound}}

Bonds:{{ bondsPercent | precentRound}}

Mutual Funds:{{ mutualFundsPercent | precentRound}}

Stocks:{{ stocksPercent | precentRound}}

Variable Annuities:{{ variableAnnuitiesPercent | precentRound}}

Other Risk:{{ otherPercent | precentRound}}

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Contact your financial advisor to see how solutions from Midland National can offer upside potential with downside protection from market losses.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Registered investment advisors* (financial advisors) who work with our appointed insurance agents (financial professional(s)) operate independently from Midland National and vary in the extent to which they use the insurance products available to any respective financial professional.

*Midland National does not evaluate, endorse, recommend, or guarantee the services of any financial advisor. You have the relationship and hiring decisions with your financial advisor. As such, we will not supervise or monitor the financial advisor’s activities or your overall investment portfolio, nor are we responsible for the performance of your investments. We have no discretionary authority or control, or liability for any damages with respect to how your financial advisor manages your investment assets.

Not FDIC/NCUA Insured	Not A Deposit Of A Bank	Not Bank Guaranteed
May Lose Value	Not Insured By Any Federal Government Agency

35687YREV 12-22

Sammons Financial^® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.