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Find the latest about Midland Advisory by exploring our content, press releases, and articles. Members of the media may submit a press inquiry.


Latest news

Midland National offers no. 1 fixed index annuity for RIAs in 2023
West Des Moines, Iowa | May 14, 2024

Midland National's Capital Income® FIA ranks as the top fee-based fixed index annuity for RIAs in 2023, highlighted by LIMRA and Wink's Q4 report.

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Midland National’s Capital Income FIA is the Top-Selling Indexed Annuity for RIA distribution channel in Q2
West Des Moines, Iowa | September 26, 2023

Capital Income, Midland National’s first commission-free fixed index annuity (FIA), was the top-selling indexed annuity for the RIA distribution channel in second quarter 2023.

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RetireOne and Midland National Enhance the Constance Contingent Deferred Annuity
SAN FRANCISCO | May 3, 2023

RetireOne®, the leading independent platform for fee-based insurance solutions, and Midland National Life Insurance Company (Midland National) today announced enhancements to the Constance contingent deferred annuity (CDA) designed to make the CDA easier to integrate into a financial advisor’s practice and more straightforward to communicate with clients.

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The Wildcards of Retirement: Midland Advisory Shares Results of New Research
WEST DES MOINES | April 17, 2023

Midland Advisory, part of Midland National® Life Insurance Company, a member company of Sammons® Financial Group, released new investor-focused research on a financial client’s readiness to retire. The Wild Cards of Retirement: Addressing the Retirement Worries of Clients and Prospects, was conducted with Wealth Management IQ.

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Wild Cards, Would-Be Clients and a New Breed of Annuity
WealthManagement.com | Ali Hibbs | Feb 23, 2023

Cooper Sinclair, VP of advisory distribution at Midland Advisory, is featured in a WealthManagement.com article discussing Midland Advisory and WealthManagement.com's investor-focused study on retirement planning and the evolving role of annuities in client retirement plans.

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New Survey Suggests Americans are Worried about Outliving Savings, While Advisors are Confident They Can Address Client Concerns
SAN FRANCISCO | August 24, 2022

RetireOne®, the leading independent platform for fee-based insurance solutions, and Midland National Life Insurance Company (Midland National), a member of Sammons Financial Group®, today announced the results of the “2022 RIA Protected Accumulation + Retirement Income Survey”…

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Midland National Continues Aggressive Growth Strategy
WEST DES MOINES | December 6, 2021

Midland National® Life Insurance Company, a member of Sammons Financial Group®, has invested the past 18 months in an aggressive growth strategy aimed squarely at the Registered Investment Advisor (RIA) market…

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Midland National and RetireOne Launch Constance
WEST DES MOINES | October 21, 2021

Midland National Life Insurance Company (Midland National) and RetireOne® announce the launch of a new, zero-commission contingent deferred annuity (CDA)…

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Midland National and DPL introduce first commission-free fixed index annuity with health-activated income multiplier
WEST DES MOINES | July 21, 2020

Midland National® Life Insurance Company (Midland National) and DPL Financial Partners have launched a new, commission-free fixed index annuity (FIA)...

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Financial wellness resources

What type of annuity is right for me?
Reading Time: 6 minutes

Creating a retirement plan is now more critical than ever. Including an annuity as part of your overall financial strategy can help you grow and protect your retirement savings while providing income for the future. Let’s look at the different types of annuities and the benefits they can provide as you prepare for retirement.

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Fixed index annuities and sequence of returns
Reading Time: 4 minutes

One of the concerns facing retirement income may be the sequence of returns. However, what might be more impactful is not the average return but the order of returns.

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Essential financial terms to know: common annuity and life insurance terminology
Reading Time: 5 minutes

From banking and credit cards to life insurance and retirement savings, there are lots of financial concepts and vocabulary to keep straight. Here are common annuity and life insurance terms and how to better understand these products’ role in an individual’s financial plan.

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Nine questions to consider when buying an annuity
Reading Time: 3 minutes

Living comfortably as a retiree is a top priority for many workers as they save and strategize for the future. As you research different solutions and prepare to meet with a financial professional, here are nine questions you may want to ask your financial professional if you’re considering adding an annuity to your overall financial plan.

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Midland National annuity myth busting: answering your annuity questions
Reading Time: 3 minutes

Annuities are often misunderstood. Let’s tackle some common questions and misconceptions about annuities to help you make an informed decision about whether an annuity might be the right choice for you.

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How to assess your risk tolerance
Reading Time: 5 minutes

When it comes to finances, understanding personal risk tolerance can help you choose the solutions and investments that align with your priorities and financial goals.

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Retirement during a volatile market
Reading Time: 5 minutes

Preparing for retirement can already come with uncertainty, especially when you can’t predict how long you will live, what unexpected expenses you will face, or how life may change. Let’s explore some common concerns and potential options available to help mitigate the risk.

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Taxes for different retirement savings options
Reading Time: 5 minutes

There are a variety of retirement options to help individuals prepare for the future. Depending on specific needs and future expectations, it’s important to consider how taxes on contributions and distributions may impact retirement income.

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Ideas on how to have a financial planning meeting with your family
Reading Time: 6 minutes

Talking about financial planning can be tough, but meeting with your spouse, children, or grandchildren to discuss financial decisions can better prepare your family for the future.

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Planning for retirement at each stage of life
Reading Time: 5 minutes

Whether you’re just starting in your career or retirement is close on the horizon, planning for the future can significantly impact your financial well-being in the years ahead.

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Closing the retirement income gap: how to earn income after retirement
Reading Time: 5 minutes

Just under two-thirds of American workers feel confident in their ability to have enough money to live comfortably throughout their retirement, as many people are concerned about inflation, the economy, and challenges like debt or rising medical expenses.

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Rethinking how to pay for long-term care services
Reading Time: 3 minutes

When planning for the future, there are many factors to consider — from where you’ll be retiring to how you wish to spend your days.

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Should married couples retire together?
Reading Time: 5 minutes

When talking about retirement, you’ve likely seen the images of two people walking along the beach holding hands or riding bikes through the park. Retirement is often considered a chapter a couple enjoys together, where they’re free to travel, visit friends and family, or participate in different activities.

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What are Required Minimum Distribution (RMDs,) and how do they affect you?
Reading Time: 4 minutes

Throughout your working years, you will likely contribute to your retirement accounts to accumulate funds for the future. Once you reach a certain age, IRS rules require you to draw down your savings from certain accounts and pay income taxes.

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Top budgeting tips to help you avoid holiday overspending
Reading Time: 5 minutes

The holidays can be an expensive time of year for many people—where the average household spends around $1,463 on holiday shopping, and 36% of Americans take on debt going into the New Year. Plus, with rising inflation and a growing cost of many items, the dollar just doesn’t go as far as it used to.

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The beauty of guaranteed lifetime income with a fixed index annuity
Reading Time: 6 minutes

Retirees may face various challenges, from increasing life spans and inflation to rising healthcare costs and market volatility. All of these factors can affect a retirement nest egg and cause savings to be depleted quickly. Creating a diverse retirement income strategy is vital to help ensure retirees have enough money to last throughout their entire life. One solution that can make this guaranteed lifetime income is a fixed index annuity.

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How FIAs are equipped to face a bear market
Reading Time: 5 minutes

You may hear the terms “bear market” or “bull market” used to describe the current economy and stock market performance. Both are standard parts of the market cycle but involve very different behaviors.

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Four tips for improving financial literacy
Reading Time: 4 minutes

We often hear about the importance of financial literacy and how understanding the basic concepts of money management can help us make informed decisions. Unfortunately, many Americans struggle with financial literacy.

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Ways to financially prep for spring
Reading Time: 4 minutes

With a new season upon us, your house isn’t the only thing in need of a spring cleaning. This time of year can be a great opportunity to tidy up your finances to not only ensure your budget is in top shape, but to help you prep for upcoming trips, house maintenance, and summer spending.

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How to prepare for year-end costs
Reading Time: 3 minutes

To get things rolling in the right direction, here are eight end-of-year financial planning moves to help pave the way for financial success.

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Top 5 budgeting tips to help you avoid overspending during the holidays
Reading Time: 5 minutes

By setting some ground rules for yourself and creating a holiday budget, you can help prevent overspending and can celebrate the season without the increased stress and worry. Here are five tips to help you budget for holiday spending.

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Holiday gifts that help your kids learn about money
Reading Time: 3 minutes

Here are some holiday gift ideas to help educate your kids about money in fun and interesting ways.

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Practicing gratitude to help improve your financial health
Reading Time: 5 minutes

As we enter a season focused on thankfulness, here’s how gratitude can help with your financial wellness and ways to incorporate it into your daily life.

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Ways you can protect your financial information from cyber threats
Reading Time: 4 minutes

A cyber attack occurs every 39 seconds, affecting one in three Americans every year, and due to the rise in cybercrime in 2021, there were nearly 850,000 reports of financial losses. Here are tips to help you keep your information safe.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

Midland Advisory, part of Midland National® Life Insurance Company, specializes in retirement solutions to help meet the needs of registered investment advisors (RIAs) and their clients. Midland Advisory is not an issuer of insurance products.

Insurance products issued by Midland National Life Insurance Company, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

 

Not FDIC/NCUA Insured Not A Deposit Of A Bank Not Bank Guaranteed
May Lose Value Not Insured By Any Federal Government Agency

34297YREV 6-18-24