Whether you’re just starting in your career or retirement is close on the horizon, planning for the future can significantly impact your financial well-being in the years ahead. Since preparation is a good idea for most, the sooner you start saving or implementing a savings plan, the more likely you’ll have the financial security to maintain your lifestyle throughout retirement.
Your goal should be to make sure the policy continues as long as you have people who depend on you financially, and until your last major financial obligation is paid. But how do you determine that? Here is some advice.
Preparing for retirement can already come with uncertainty, especially when you can’t predict how long you will live, what unexpected expenses you will face, or how life may change. Add in economic trends and market volatility, and protecting your hard-earned savings may seem impossible.
Creating a diverse retirement income strategy is vital to help ensure retirees have enough money to last throughout their entire life. One solution that can make this guaranteed lifetime income is a fixed index annuity.
With only one in five women feeling financially healthy versus 29% of men, it’s time the wave of change continues to help more women feel economically empowered. Here are several moves you can make to support your financial health and be better prepared for your future.
There are many types of permanent life insurance, each with unique features that can be challenging to understand. In addition, there are several important questions you need to ask your agent to help you choose the best option. We’re sharing our insights about permanent life insurance to help you make the best decision for you and your loved ones.
Since this disease is a relatively common pre-existing condition, it’s not necessarily a deal breaker if you’re looking to qualify for life insurance coverage. Here we’ll answer some fundamental questions about getting life insurance if you have skin cancer.
As a millennial, you may be well into your career and are busy balancing work life with personal and family responsibilities. If you’re at this life stage, it’s essential to regularly review your short- and long-term financial goals and ensure you’re saving enough for the future.
Tax deferrals that most IRAs, retirement and profit-sharing plans are afforded don’t last forever. Whether you’re ready for retirement income or not, IRS rules require that you start drawing down your savings from certain types of accounts when you reach a certain age.
Annuities are often misunderstood. Many people may find them difficult to understand and navigate these insurance products due to misinformation, rumors, and myths. As a result, many individuals are put off from the idea of purchasing an annuity.