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Helping Dad Stay Healthy


Father's Day celebrations often mean firing up the grill and letting Dad sit back with a burger and cold beer! But, whether you’re preparing to celebrate your own father or you're a dad yourself, take the time this month to encourage him (or yourself!) to schedule doctor’s appointments for the health checks all men should complete every year.


Most of these tests, such as cancer screenings, bone density checks, and dental evaluations, are considered preventive, so many of them will be covered by insurance plans at least once per year. However, make sure Dad double-checks with his insurance company about any potential diagnostic or timing criteria before making his appointments.


Staying up to date on health screenings can reduce Dad’s insurance costs in the long-run and serve as an important preventive barrier to greater medical costs down the line. So to help Dad live a long healthy life, make sure he gets his regular check-ups... and celebrate many more Father's Days for years to come!


Staying Safe During Summer 2016


As the school year wraps up and the temperature starts to rise, many Americans start heading out for summer vacation or fun, local weekend activities. However, nearly 2 million Americans are injured each year from popular summertime activities, such as from outdoor sports activities, swimming, and amusement parks, according to hospital tracking data from the U.S. Consumer Product Safety Commission. What’s more, many of these injuries can be prevented with just a little foresight and heightened awareness. To cut down on unforeseen health costs and trips to the emergency room, make sure you stay aware of any potential dangers and the proper safety protocols – and have a great summer!


Read more at LifeHealthPro.



How to Boost Your Credit Score


A low credit rating is a menace to your family’s financial stability. It can prevent you from being approved for loans and cost you thousands of dollars in extra interest rates and fees. Fortunately, there are steps you can take to identify fixable problems and raise your credit score. Start with the most basic: obtaining your credit report, which you can do for free through a few sources, including Discover. Check your report for errors, which can occur through no fault of your own and can be disputed. Next, work to improve your score by paying bills on time, making good on payments that you’ve missed, and paying down balances on credit cards and other debts. If you’re overwhelmed, a credit counselor may be able to help. It takes patience and discipline, but improving a poor credit score can be worth the effort.


Read more at The New York Times.




Which Generation Is Financially Fit?


The Baby Boomers, Generation Xers and Millennials have distinct approaches to their finances. A recent analysis of the financial wellness of employees, conducted by Financial Finesse, compares the generations and comes to some interesting conclusions. For one, it found that Baby Boomers are the strongest generation, most likely to have basic investment knowledge and to have used a retirement calculator. Members of Generation X lagged their elders on most metrics, but they’re moving in the right direction relative to the previous analysis. For both Baby Boomers and Generation Xers, “not saving enough for retirement” was the top vulnerability financially. Millennials scored surprisingly well on measures related to research – perhaps because of their familiarity with the online resources. For example, 61% of Millennial employees said they check their credit report annually.


Click here for the full study.






Is Your Home Burglar-Proof?


Millions of homes are burglarized each year, with total losses in the billions of dollars. To make sure your house is safe, consider taking these steps:


·   Strengthen door security. Deadbolts aren’t always strong enough to withstand a well-directed hard kick. Strike plate screws should be longer than 3 inches, and you can also make doorjambs and strike plates stronger using reinforcement kits.


·   Install alarms. Even if you don’t have an expensive security system that notifies the police or a security firm when someone breaks into your home, you can install inexpensive peel-and-stick alarms on vulnerable windows or doors to make sure any intrusion is greeted by a loud alarm.


·   Lock patio doors. Patio doors are a prime target for burglars. Deadbolt-style locks are inexpensive and easy to install.


·   Use a safe – and secure it. Keeping valuables and sensitive papers in a safe is a good idea, but if a burglar can easily find and remove your safe, forcing it open at his convenience, it doesn’t serve much purpose. Hide your safe and consider bolting it to the floor to keep it truly secure


Read more at Popular Mechanics.




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