Should you get life insurance after you retire?
Even though policies may cost more for older individuals, there are still affordable solutions available that can also offer additional benefits.
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Strategic Accelerator IUL 3
Strategic Accelerator IUL 3 indexed universal life (IUL) insurance provides death benefit protection, alongside early cash value growth potential, and access to cash value to benefit clients down the road. With Strategic Accelerator IUL 3, your clients can leverage existing client funds into a larger death benefit with the opportunity to add more premium and the potential to accelerate a portion of the death benefit with the accelerated death benefit endorsement, for a qualifying critical, chronic, or terminal illness. With Strategic Accelerator IUL 3 there is zero premium load, and offers an optional Waiver of Surrender Charge Option Rider (for an additional cost1) that is selected at the time of application and provides immediate liquidity allowing the policy’s potential cash value to be accessed.2
Use these resources to familiarize yourself with strategic accelerator iul 3 and its value-add features.
Agent Materials
Download these materials to share in a meeting, send in a follow-up email or visit Supply Warehouse to order copies to keep on hand!
Consumer Materials
Explore common sales concepts of Strategic Accelerator IUL 3
Highlights
- No premium load
- 0% surrender charge with the optional Waiver of Surrender Charge (WOSC) Option Rider (available for a cost1)
- 10% of the account value is available for a penalty-free withdrawal beginning in policy year two
- Protected Death Benefit
- Accelerated death benefits for critical, chronic and terminal illness3
- Face amounts starting at $100,000
Key Focuses
- Death benefit protection
- Early access to cash values
Permanent life insurance blog posts
Use these client-friendly blog posts in your social media content or as an additional resource to help clients understand the value of life insurance.
Should married couples retire together?
Here are several factors to consider as you plan for retirement and decide if you’ll cross the work-life finish line together.
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