Neither Midland National nor its agents give tax or legal advice. Consumers are advised to consult with and rely on a qualified legal or tax advisor before entering into or paying additional premiums with respect to such arrangements. Estate planning is a complex legal process and should be done in collaboration with an attorney, accountant, and trust officers, etc. Trusts should be drafted only by an attorney familiar with such matters.

While the primary use of life insurance is death benefit protection, your clients may also have other needs that can be met through life insurance. The sales concepts and accompanying marketing materials may help you broaden your sales potential. As independent contractors, it is up to you to choose which of these concepts may work for your particular sales strategy and clients, and which do not. Please note that MN National does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations.