Investment options and prospectuses

 Oak Elite product prospectus

 Download indicative cycle rate sheet

Variable separate account options

Click "View all fund statistics" to see all variable separate account investment option information for the Oak Elite ADV in a single document.

Index options

Dimensional US Equity Core Plus Index
The Dimensional US Equity Core Plus Index is a U.S. equity market index offering broad diversification, focusing on market areas that typically outperform. As an excess return index, it measures gains above a benchmark, excluding dividends.

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MSCI EAFE Index
The MSCI EAFE Index is a leading international equity index representing large and mid-cap companies in developed markets outside North America. It focuses on diversification across Europe, Australasia, and the Far East, measuring excess returns above a benchmark, excluding dividends.

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S&P 500® Index
The S&P 500 Index is widely regarded as the best single gauge of the large-cap U.S. equities market since the index was first published in 1957. The price-return index includes 500 leading companies in leading industries of the U.S. economy, excluding dividends.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

An investment in the Oak Elite ADV^SM is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option has its own unique risks. You should review the investment options before making an investment decision. The prospectus and/or summary prospectus contain this and other information. You can visit midlandnational.com/va-prospectus, or call 833-492-0022 to obtain a current prospectus for the Oak Elite and its underlying investment options.

The Oak Elite ADV^SM Annuity (AS207A-ADV [contract] and AR422A, AR423A, AR424A, AR421A, AR394A.2-CAP and AR394A.2-PR [riders, waivers and endorsements]) is issued by Midland National® Life Insurance Company, West Des Moines, Iowa 50266. The Oak Elite ADV^SM variable annuity is not available in New York. Variable products are distributed by Sammons Financial Network®, LLC., member FINRA. Sammons Financial Network®, LLC., Midland National® Life Insurance Company are affiliated companies and wholly owned subsidiaries of Sammons® Financial Group, Inc.

Product and feature availability may vary by state and financial institution.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.

Midland Advisory, part of Midland National® Life Insurance Company, specializes in retirement solutions to help meet the needs of registered investment advisors (RIAs) and their clients. Midland Advisory is not an issuer of insurance products.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Financial Network®, LLC. and Midland National® Life Insurance Company are wholly owned subsidiaries of Sammons® Financial Group, Inc.

Sammons Financial Network®, LLC., member FINRA and Midland National® Life Insurance Company do not give tax, legal, or investment advice. Please have your client consult with and rely on their own tax, legal, or investment professional(s). Taxes are payable upon withdrawal of funds, and a 10% IRS penalty may apply to withdrawals prior to age 59½.

There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan.

Product and feature availability may vary by state and financial institution.

Investing in the Oak Elite ADV^SM is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of Midland National® Life Insurance Company, their long-term ability to make such payments, and are not guaranteed by any other party. There is no guarantee they will be able to meet our claims-paying obligations; there are risks to purchasing any insurance product.