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Generate guaranteed income for your retirement journey

Summit Journey® 10 Fixed Index Annuity

Issued by Midland National® Life Insurance Company

Retirement planning can be a trek with many twists and turns. One roadblock many retirees may face is navigating retirement without reliable, guaranteed income.

The Summit Journey 10 Fixed Index Annuity helps you add guaranteed lifetime income to your retirement strategy.

Summit Journey offers:

  • Protected lifetime income with no waiting period—allowing you to start income now or later1
  • An option to double income payments for up to 5 contract years, if you’re unable to perform two out of six activities of daily living2,3
  • Market-linked growth potential with full premium protection from market downturns
  • Guaranteed growth with the fixed account option4

With Summit Journey, you can enjoy your road to and during retirement with confidence.

Explore Summit Journey

A thumbnail image of the Summit Journey FIA brochure cover.

Summit Journey
Client Brochure (OR only)
37310D-OR

Connect with your financial professional to explore if Summit Journey may be a good fit to help you reach your retirement goals.

Marketing materials may not be available for use in all states.

1 Client must be age 50 or older to begin income payments. Withdrawals taken prior to age 59½ may be subject to IRS penalties.

2 Not available in all states.

3 Must meet Multiplier Benefit Conditions and Limitations; see product brochure for details.

4 The declared fixed rate is an annual effective rate.

The Summit Journey® Fixed Index Annuity, its features, and riders may not be available in all financial institutions or states.

GLWB rider charge: 1.25% of the GLWB value deducted from the accumulation value on each contract anniversary.

The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product. 

A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state. 

“Income” or “lifetime income” refers to guaranteed payment of lifetime payment amounts (“LPAs”). It does not refer to interest credited to the contract. Consult with your own tax professional regarding tax treatment of LPAs, which will vary according to individual circumstance.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Midland Retirement Distributors® is a division of Sammons Institutional Group®, Inc. 

Please view these important product-specific disclosures.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PREMIUM, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

38461D-08 | PRT 07-26