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Solve the retirement planning puzzle

Summit^SM Edge Fixed Index Annuity

Issued by Midland National® Life Insurance Company

Creating a retirement strategy can feel like putting together a large puzzle. Each piece is a different shape and serves different purposes.

The Summit Edge Fixed Index Annuity may be that missing piece you’ve needed.

Summit Edge offers:

Protection from market downturns
Growth potential through multiple index options and crediting methods
Guarantees through the certainty of a fixed rate option
Flexible premium¹
Tax deferral²
A death benefit that can provide a legacy to loved ones or a favorite cause
Guaranteed lifetime income with the optional Summit^SM IncomeStrategy guaranteed lifetime withdrawal benefit (GLWB) rider³ (for an additional charge)
A way to leave your family or a charitable organization more financially prepared for the future with the optional Summit Legacy Guard^SM guaranteed minimum death benefit (GMDB) rider⁴ (for an additional charge)

With protection from market losses as well as opportunities to lock in fixed growth and market-linked growth potential, Summit Edge may help you complete the retirement planning puzzle.

Explore Summit Edge

Summit Edge
Client Brochure
28504D-2

Summit Edge
Client Brochure (CA only)
28504D-CA

Summit Edge
Client Brochure (OR only)
28504D-OR

Summit Edge
At A Glance Flyer
27478D-3

Summit IncomeStrategy
At A Glance
27529D-2
Summit Edge 7 & 10 only

Summit IncomeStrategy
At A Glance (CA only)
27529D-CA
Summit Edge 7 & 10 only

Summit Edge 5,7,10
Rate Sheets
6745S-EDG

Summit Edge 5,7,10
Rate Sheets (CA, OR only)
6745S-EDG-SS

Connect with your financial professional to explore if Summit Edge may be a good fit to help you reach your retirement goals.

This product, its features and riders may not be available in all states.

Marketing materials may not be available for use in all states.

¹ Summit Edge is flexible premium for the life of the contract unless an optional rider is elected. If an optional rider is elected, premium is only accepted from the issue date until the first contract anniversary (while the rider is in-force).

² Under current law, annuities grow tax deferred. An annuity is not required for tax deferral in qualified plans. Annuities may be subject to taxation during the income or withdrawal phase. Please note that neither Midland National, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax, or investment advice. Consult with and rely on your own qualified professional.

³ The optional GLWB rider is available on the Summit Edge 7 and Summit Edge 10 at contract issue and for an additional charge. GLWB rider charge: 1.25% of the GLWB value deducted from the accumulation value on each contract anniversary as long as this rider remains in effect. Cannot be elected with the Summit Legacy Guard optional GMDB rider.

⁴The optional GMDB rider is available on the 5-, 7-, and 10-year durations of the Summit Edge Fixed Index Annuity at contract issue and for an additional charge. GMDB cost: 0.45% of GMDB amount taken from accumulation value each contract anniversary as long as rider is in effect. Rider charges will not reduce the GMDB amount. Cannot be elected with the Summit IncomeStrategy optional GLWB rider.

The Summit^SM Edge Fixed Index Annuity, its features, and riders may not be available in all financial institutions or states.

The term financial professional is not intended to imply engagement in an advisory business in which compensation is not related to sales. Financial professionals that are insurance licensed will be paid a commission on the sale of an insurance product.

A surrender during the surrender charge period could result in a loss of premium. Surrender charge structure may vary by state.

Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Midland Retirement Distributors® is a division of Sammons Institutional Group®, Inc.

For all states except Oregon or California: Please view these important product-specific disclosures.

For Oregon or California: Please view these important product-specific disclosures.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PREMIUM, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

38461D-13-1 | REV 09-26

Connect with your financial professional to
explore if Summit Edge may be a good fit
to help you reach your retirement goals.

Midland Retirement Distributors is a member of Sammons Financial®. Sammons Financial^® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities are issued by and product guarantees are solely the responsibility of Midland National Life Insurance Company.