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Issued by Midland National® Life Insurance Company

The road to and during retirement may come with bumps and detours. We can help you prepare.

At Midland Retirement Distributors, we provide competitive fixed and fixed index annuity solutions to help you navigate the twists and turns that may be ahead. Preparing now can help keep you on your retirement path. 

Fixed rate annuities: 

With a fixed rate annuity, you can lock in stability with a guaranteed rate for the term of your contract. There’s no guessing. No uncertainty. No market risk. 

Fixed index annuities: 

Additionally, a fixed index annuity may be a good fit if you’re looking for options that can provide:

About Midland Retirement Distributors

We empower financial professionals and their clients by offering annuities with choice, focus, and flexibility that can help them feel confident in achieving their financial goals. 

Our products are issued by Midland National® Life Insurance Company. With a rich history, proven financial track record, and high ratings, we are a trusted partner for the future.

Backed by strength

We are proud to offer stability and strength. Independent rating agencies have awarded the following ratings:

1. Not available on all products.

A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Fitch Ratings is a global leader in financial information services and credit ratings. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company's ability to meet its financial obligations. The above ratings apply to Midland National's financial strength and claims-paying ability. A) A.M. Best rating affirmed on August 13, 2024. For the latest rating, access ambest.com. B) Awarded to Midland National® as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global Ratings' rating assigned February 26, 2009 and affirmed on May 15, 2025. D) Fitch Ratings' rating affirmed an Insurer Financial Strength rating of A+ Stable on June 17, 2025. The rating reflects the organization's strong business profile, low financial leverage, very strong statutory capitalization, and strong operating profitability supported by strong investment performance. For more information access fitchratings.com.

Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Midland Retirement Distributors® is a division of Sammons Institutional Group®, Inc.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PREMIUM, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

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