Midland Retirement Distributors®

Plan confidently. Retire confidently.

Midland Retirement Distributors offers a competitive product line of fixed rate and fixed index annuities, issued by A+ (Superior) rated Midland National® Life Insurance Company, designed to help consumers optimize confidence in achieving their retirement goals.

We offer:

Choice, through a broad suite of fixed rate and index annuities

Focus, with a deep understanding of product offerings and the fixed annuity market

Flexibility, including nearly endless options within our products, such as crediting methods, indices, and wide-ranging features

Headquartered in West Des Moines, Iowa, we partner with a nationwide network of banks and broker/dealers to offer extensive options that financial professionals can tailor to help meet their clients' individual retirement needs.


Midland Retirement Distributors is a wholesale division of Sammons Institutional Group?, Inc., which is a member of Sammons® Financial Group (SFG), an insurance holding company with over $82 billion in assets.1 SFG member companies offer a diverse portfolio of financial services, including life insurance, annuities, and securities.

Other members of the Sammons Financial Group include Midland National® Life Insurance Company, North American Company for Life and Health Insurance®, Sammons Independent Annuity Group (a division of Midland National), Sammons Corporate Markets Group (a division of Midland National), and Sammons Financial Network® LLC.

Midland National Life Insurance Company has a 110-year track record2 and has overcome tough economic and financial challenges facing our customers. Midland National has persevered through two World Wars, the Great Depression, and several recessions.

Together, we're a company built on a foundation of financial strength – demonstrated by longevity, consistently earned high ratings, substantial growth, and the ability to meet obligations to our policy and contract holders.

1 Statutory Basis as of 12/31/2018.

2 Founded in 1906 as Dakota Mutual Life Insurance Company and in 1925 changed name to Midland National® Life Insurance Company.

Fixed Index Annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although Fixed Index Annuities guarantee no loss of premium due to market downturns, deductions from your Accumulation Value for additional optional benefit riders could under certain scenarios exceed interest credited to the Accumulation Value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group?, Inc. provides administrative services. Sammons Financial Network® LLC, Midland National® Life Insurance Company, and Sammons Institutional Group?, Inc. are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® and Midland Retirement Distributors® are divisions of Sammons Institutional Group?, Inc.