Learn and Plan — Life Insurance

Midland National's tips and guides for life insurance

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Life Insurance

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When is it time to review a life insurance policy?

While having coverage can provide death benefit protection, it’s important to review the policy regularly to ensure it continues to meet your current financial needs.
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Reading Time : 10 minutes

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Reward and retain key employees through an executive bonus plan using life insurance

In an increasingly competitive workforce, many companies look for unique ways to attract and retain top talent.
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Reading Time : 5 minutes

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Essential financial terms to know: common annuity and life insurance terminology

Here are common annuity and life insurance terms and how to better understand these products’ role in an individual’s financial plan.
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Reading Time : 5 min

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How long should your life insurance last?

A life insurance policy should last as long as you have people who depend on you financially, and until your last major financial obligation is paid. But how do you determine that? Here is some helpful information.
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Reading Time : 6 minutes

Two women walk together in the park

Five powerful financial moves for women

With only one in five women feeling financially healthy versus 29% of men, it’s time the wave of change continues to help more women feel economically empowered. Here are several moves you can make to support your financial health and be better prepared for your future.
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Reading Time : 6 minutes

A young fathers gives his daughter a piggyback ride.

What to know about permanent life insurance

There are many types of permanent life insurance, each with unique features that can be challenging to understand. In addition, there are several important questions you need to ask your agent to help you choose the best option. We’re sharing our insights about permanent life insurance to help you make the best decision for you and your loved ones.
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Reading Time : 5 minutes

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Four underwriting myths debunked

When you apply for life insurance, your application will go through underwriting before your coverage is approved. During this process, the insurance company evaluates your risk profile and assigns you an insurance classification based on factors like gender, age, lifestyle, and health history.
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Reading Time : 4 minutes

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Can I get life insurance as an immigrant?

Life insurance can be a valuable part of a sound financial plan and can help replace a wage earner’s income, cover final expenses, and offer financial support during a very challenging time. If you’ve recently moved to the U.S., whether temporarily or permanently, and are wondering if you’re able to purchase life insurance, there are a few things to keep in mind.
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Reading Time : 4 minutes

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Tips for buying life insurance for your spouse

Setting up a sound financial plan for your family means making preparations for the future. An important part of doing that is acquiring life insurance for yourself and your significant other.
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Reading Time : 6 minutes

A young couple sit on a couch looking lovingly at the woman's pregnant belly

Can you buy life insurance while pregnant?

There’s a lot of important steps you’ll most likely need to take before you have your baby. With some of these steps, you’ll be able to help you achieve some of your financial goals.
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Reading Time : 6 minutes

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How to be heart smart

February is American Heart Month, so it’s a good time to focus on your health to help avoid potential medical issues, such as heart attacks and heart disease.
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Reading Time : 5 minutes

black female business owner discusses life insurance

Life insurance for business planning

Life insurance is frequently used in the corporate world in buy-sell agreements, key-person insurance, executive bonuses, and succession planning. Let’s explore some common scenarios regarding life insurance for business owners and how it can be an important tool in protecting the financial future of your business.
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Reading Time : 5 minutes