How Midland National adds value
We work with financial professionals through a direct distribution model, which means we can offer superior customer value through competitive products for experienced producers who self-generate business and don't want or need the support of an IMO for some or all of their business.
Product
- Multiple allocation options, many uncapped, allow for greater protection against market volatility (subject to an index margin and or participation rate)
- Option for enhanced crediting methods offering greater interest credit potential (with fee) than our traditional crediting methods
- Offering indexes from trusted household names like BlackRock, Fidelity, and S&P
Service
- Dedicated regional sales team gives you one point of contact
- Enhanced new business and suitability support through the Premier Service Group
- Assigned individual case manager
Compensation
- Enhanced compensation through the Premier Agent Club (PAC) can support your marketing programs and can help your business grow
- Get up to 2.5% additional compensation on top of base level compensation
- Each level of the Premier Agent Club offers .50% additional compensation1
Take the next step for your business.
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
Insurance products issued by Midland National® Life Insurance Company, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients.
These program benefits took effect 1/1/2026. Certain limitations may apply to the benefits outlined above based on the financial professional’s affiliation with Midland National®Life Insurance Company. The 2026 loyalty program may change at any time and may be discontinued immediately if required by a change in law or regulation. All qualification levels and decisions are final and are at the sole discretion of Midland National® Life Insurance Company.
Allocation models and output are for financial professional use only and not meant to be shared with consumers. The Index Standard is an independent third-party company and is not affiliated with Midland National® Life Insurance Company.
1. Known as a strategy fee annual percentage in the contract. In exchange for the charge, the client receives an enhanced participation rate. The charge is multiplied by the number of years in the crediting term and is deducted once each term from the accumulated value allocated to the enhanced participation rate method. The charge will be deducted once each term at the earliest of any partial withdrawal that exceeds the penalty-free amount, a full surrender or the end of the term. The strategy charge will be deducted regardless of the interest credited to the contract and can lead to loss of premium in certain scenarios.
2. Annuity Rate Watch 12/15/25
3. All first-year fixed index annuity premium received in 2026 qualifies for each level (excludes internal exchanges). Premier Partner Club additional compensation paid monthly on first-year fixed index annuity premium only, including internal exchanges (excludes MNL Guarantee Pro multi-year guarantee annuity (MYGA), and Direct Income single premium immediate annuity (SPIA) premium.
4. Net premium equals all fixed index annuity premium received in the calendar year (including internal exchanges) minus withdrawals and surrenders that incur surrender charges.
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